tag:blogger.com,1999:blog-80441068142630576162024-02-20T22:52:55.967-05:00e-financialwriterHelping Boomers Live a Healthy, Secure and Fun-Filled RetirementGeorgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.comBlogger348125tag:blogger.com,1999:blog-8044106814263057616.post-55251441025538605682019-03-04T11:43:00.000-05:002019-03-04T11:43:12.952-05:00Bernie Sanders is all in … <br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUgIBSQOK_fY9dJWjH5YspsuhiV8sPQL-oO-fRRyNL5lyY1cwzGE9NsDZdUGNJ82p1zLsz-7enB6mzaaRSD-lxK4t95uXtPoMdMqwq0IILD_bpcWUF3nMHTWAeH8hx8Lo4jasw6lpSeNfq/s1600/BernieSanders.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="600" data-original-width="800" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUgIBSQOK_fY9dJWjH5YspsuhiV8sPQL-oO-fRRyNL5lyY1cwzGE9NsDZdUGNJ82p1zLsz-7enB6mzaaRSD-lxK4t95uXtPoMdMqwq0IILD_bpcWUF3nMHTWAeH8hx8Lo4jasw6lpSeNfq/s320/BernieSanders.jpg" width="320" /></a></div>
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<span style="font-family: "Verdana","sans-serif";">The
Vermont senator has raised an impressive $10 million in less than one week.<o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif";">And
this past weekend he hosted the first official campaign rally in Brooklyn
promising a political awakening that will send him to the White House. <o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif";">His
message hasn’t changed much since 2016 … <o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Arial;">Back then, Sanders made no bones about it: He wanted
free stuff for everyone. T</span><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">he self-proclaimed
Democratic Socialist offered the moon. <o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">For instance, </span></div>
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<li><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">College education, FREE <br /></span></li>
<li><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">World peace, FREE because we
won’t be the policeman of the world <br /></span></li>
<li><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">Universal health care that
pretty much covers everything under all circumstances with no more copays, no
more deductibles for only a small tax on the middle class <br /></span></li>
<li><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">And to top it off, a
guaranteed $15 per hour minimum wage </span></li>
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How to pay for the $17-$20-$30
trillion or so in more spending he proposed in 2016?</div>
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<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">Tax the rich and Wall Street
speculators. </span></div>
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<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;"><br /></span></div>
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<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">The problem is that even if a Sanders’ administration had confiscated
all of the wealth of those greedy billionaire robber-barons, it wouldn’t come
close to covering the new spending he promised. <o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">So stay tuned. <o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;"><br /></span></div>
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<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">The field of Democrats is
growing larger all the time. How they’ll differentiate themselves from Bernie
while attracting the “Bernie Bros” should be entertaining. <o:p></o:p></span></div>
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<br />Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-7942475841716779022019-01-02T14:30:00.000-05:002019-01-02T14:30:31.682-05:00Coin-operated toilet <div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgib_KClqDsJ-6bMZRKZ0VfdDMXfXYJU5PdeD8N43H4HeLJqWpnPXfZfEbDdNOPjZJEudGysNrf1KVQ9Uq6187nEI95q7Cf6iCptVjVKyCH0Sr9_X9zYQkst6Mt9HaauHdG2F336LVtE5Fh/s1600/GettoToilet.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="478" data-original-width="637" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgib_KClqDsJ-6bMZRKZ0VfdDMXfXYJU5PdeD8N43H4HeLJqWpnPXfZfEbDdNOPjZJEudGysNrf1KVQ9Uq6187nEI95q7Cf6iCptVjVKyCH0Sr9_X9zYQkst6Mt9HaauHdG2F336LVtE5Fh/s320/GettoToilet.JPG" width="320" /></a></div>
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<span style="font-family: Verdana, sans-serif;">Now here's something I never thought of ...</span><br />
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<span style="font-family: Verdana, sans-serif;">A landlord in Melbourne, Australia installed a coin-operated toilet in his rental. The tenant has to pay $1 every time he flushes. </span><br />
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<span style="font-family: Verdana, sans-serif;">#landlord, #tenant</span>Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-25253951389808795122018-12-28T11:13:00.001-05:002018-12-28T11:13:33.639-05:00Questionable help for furloughed Fed employees ... <br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhMLX8ggGaYp439mJ6RMX-H8vZHepfGki1E95prqy6FcSFCmA1UkctMxKrdbuaAcLtDXfEOhJK9zYW_Mr6mi7Fs3bEnzG9r9MgE9t0Qograo3oFFsToIBpwvmBNdAVsgQP9tLzSGpMk_DiW/s1600/OPM.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="339" data-original-width="705" height="191" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhMLX8ggGaYp439mJ6RMX-H8vZHepfGki1E95prqy6FcSFCmA1UkctMxKrdbuaAcLtDXfEOhJK9zYW_Mr6mi7Fs3bEnzG9r9MgE9t0Qograo3oFFsToIBpwvmBNdAVsgQP9tLzSGpMk_DiW/s400/OPM.JPG" width="400" /></a></div>
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<span style="color: #1d2129; font-family: Verdana, sans-serif; font-size: 11pt;">The U.S. Office of Personnel
Management on Thursday tweeted advice to furloughed federal workers on how to
explain their precarious financial situation to creditors and landlords.</span></div>
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<span style="color: #1d2129; font-family: "Verdana","sans-serif"; font-size: 11.0pt; mso-bidi-font-family: Helvetica;">There's even one sample letter
with the suggestion that they offer to perform chores in exchange for rent
payments.<o:p></o:p></span></div>
<div style="-webkit-text-stroke-width: 0px; background: white; font-variant-caps: normal; font-variant-ligatures: normal; margin-bottom: 3.0pt; margin-left: 0in; margin-right: 0in; margin-top: 3.0pt; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; widows: 2; word-spacing: 0px;">
<span style="color: #1d2129; font-family: "Verdana","sans-serif"; font-size: 11.0pt; mso-bidi-font-family: Helvetica;">I'm not sure I'd want some of my
tenants running around with hammers or sharp objects.<o:p></o:p></span></div>
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<span style="color: #1d2129; font-family: "Verdana","sans-serif"; font-size: 11.0pt; mso-bidi-font-family: Helvetica;">You can download the sample
letters here: <a data-ft="{"tn":"-U"}" data-lynx-mode="async" data-lynx-uri="https://l.facebook.com/l.php?u=https%3A%2F%2Ft.co%2Ft6h6OzALsS%3Ffbclid%3DIwAR3S6U9_85viBFBsvYMnFnWPRgGF3iKjCLe8prYN3agxGl0SqZV2O5igzgY&h=AT0bETymBp4UYhSILlQ2tCzyd2U1wPo-mYzpy8WFcvwBtVGGTG6yWyn7ahUN9kMEFk_SjrlGMLogTkviQy4f5wMylaQeLWJlFY8sbsFj4vjfw571vJHPeeCvi3hkofpEHdvzWzLmJIFHno2R4eBNhfoVch4Qxx7ouJUCgkJsl1xRMHmMU07xI1msdEeD2wruM0WiOSDGje3dkzmd36i2aeeRu7l2-FGc-AUR_FKe-nypgMqeTMV5ab5jEyZ1JRwNnufwcD3N-fjMuVsKJqnBEZeQI6MXhlcU0zfyP7S2G01eKtUckxqhIiw1adQeAPvnsV9jC_vb0J6ZqhmxaQ-4BPGoXxLVvYBio5mvyNiSmBusUgBMmVbJF-brtXpqsjt2xZnj6uYgcvvnNQYyuBDjq3XETLPFGM1UtszSqv6IHDDpChRHomA-IgLTJNHIVqZPFOXSMmk2I5HEDDV86lGQNGkZfyVzozoPlXhSDkUa-1jKj93vfvCoNJ7iX6LMDmkEcnTgTUOi5APW-o_kVcV4bL5Y0XaEsrdpVFLSE7f2tIy8jdvEPjh0xxBF3DkIj3sWeHH_bw2cDow1dMfxW62uXHXX4ysWn3O6zA7VH6NI8L1SA8F8VIO5IPHUvUTLRefwb2zU" href="https://t.co/t6h6OzALsS?fbclid=IwAR3S6U9_85viBFBsvYMnFnWPRgGF3iKjCLe8prYN3agxGl0SqZV2O5igzgY" style="cursor: pointer;" target="_blank"><span style="color: #365899; text-decoration: none; text-underline: none;">https://t.co/t6h6OzALsS</span></a>.<o:p></o:p></span></div>
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<span style="color: #1d2129; font-family: "Verdana","sans-serif"; font-size: 11.0pt; mso-bidi-font-family: Helvetica;">#OPM, #landlords, #rent</span></div>
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<br />Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-28472155480101879142018-12-26T09:55:00.001-05:002018-12-26T09:55:59.321-05:00The IRS is open for business … sort of<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-V7gAETN8JAD7x51aS76f7ExpF-cz83JZP5t_cFjWsFMFa8Dulh3Z7hL51u6eTH4FTtJReUqd_3G8CiIZm80fZvI5ul2Rf37PwJFLwlLl-JPwNfywQ0BegxS51LrQKrzy4Ssoc1okgqov/s1600/IRS.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="183" data-original-width="275" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-V7gAETN8JAD7x51aS76f7ExpF-cz83JZP5t_cFjWsFMFa8Dulh3Z7hL51u6eTH4FTtJReUqd_3G8CiIZm80fZvI5ul2Rf37PwJFLwlLl-JPwNfywQ0BegxS51LrQKrzy4Ssoc1okgqov/s1600/IRS.jpg" /></a></div>
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<span style="font-family: "Verdana","sans-serif";">Just
before Trump’s shutdown of the government, a spokesman for the IRS said, <br /><br /><o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">“The IRS is making great progress moving towards
the opening of the filing season. Each year, we test our programming and make
sure we have the right guidance and instructions ready to go for a successful
launch of the filing season. <o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">“We are on track to be able to do that between
January and February, and of course as soon as we have completed all of our
testing, we’ll come out with a formal announcement for the opening of the
filing season.<o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">“The IRS is positioned along with Treasury to have
the right personnel and staff available for us to continue with our on-time
plans to be able to deliver and open the filing season, so right now we are
tracking very well to have another successful filing season in 2019 as we did
in 2018.”<o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">Sending refunds and providing taxpayer assistance,
however, is a different story …<o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">In late November, the agency came up with a <a href="https://home.treasury.gov/system/files/266/IRS-Lapse-in-Appropriations-Contingency-Plan_Nonfiling-Season_2018-12-03.pdf">Lapsed Appropriations Contingency Plan</a> for what they’d do if Trump shutdown the
government. <o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">9,946 IRS employees are considered essential and
would continue working. The balance of the 79,868 would be sent home, without
pay.<o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">How could this affect you?<o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">During the shutdown, the IRS will stop:<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span style="font-family: Verdana, sans-serif;">Issuing refunds<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span style="font-family: Verdana, sans-serif;">Processing Form 1040X amended returns<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span style="font-family: Verdana, sans-serif;">All audits <o:p></o:p></span></div>
<div style="background: #F9F9F9; margin-bottom: 15.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span style="font-family: Verdana, sans-serif;">Processing paper tax returns that include payments<o:p></o:p></span></div>
<div style="background: #F9F9F9; margin-bottom: 15.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><span style="font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span style="font-family: Verdana, sans-serif;">Answering your questions<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">Needless
to say, none of this is good in the light of recent tax law changes and filing
season days away. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">#IRS, #incometax, #filingseason</span></div>
<br />Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-56211079644754512932017-10-16T12:41:00.001-04:002017-10-16T12:41:35.166-04:00Smile … you’re getting paid to wait! <div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">It’s
been a super busy hurricane season, and it’s not over yet ... <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">Three
CAT 4 hurricanes have hit the U.S. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">Harvey,
Irma, and Maria made landfall in Texas, Florida, and Puerto Rico, respectively.
<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">And
it was the first time in recorded history when two 150-mph hurricanes were in
the Atlantic at the same time.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">I’ve
lived in Florida for decades. So I know what it takes to prepare for a monster
storm that’s beating a path to your door. And when Hurricane Irma looked as
though it was going for us, I didn’t waste any time preparing for the worse.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<b><span style="font-family: "Verdana","sans-serif";"><br /></span></b></div>
<div class="MsoNormal" style="line-height: normal;">
<b><span style="font-family: "Verdana","sans-serif";">Plywood, screws,
cordless drills, and generators flying off the shelves!<o:p></o:p></span></b></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">I
needed a heavy-duty extension cord. So I went to Home Depot (HD). Finding one
was a piece of cake. Paying for it was a different story …<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">The
registers were fully staffed, and all the self-service machines were working.
Even so, the lines at each were at least 25 bodies deep. Plywood, screws,
cordless drills, and generators were flying off the shelves. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">I
was stuck at the far end of a checkout line. There was a fellow ahead of me who
had a generator, a half-dozen pieces of plywood, and several boxes of screws on
his cart; he looked frustrated. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">I
took a deep breath and smiled. Not out of arrogance because this guy had a heap
of hard work ahead for the next few days, and I’d been through this several
times before and was for the most part all set.
<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">No.
<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">I
was thinking about what a great business this was. A true American success
story. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<b><span style="font-family: "Verdana","sans-serif";"><br /></span></b></div>
<div class="MsoNormal" style="line-height: normal;">
<b><span style="font-family: "Verdana","sans-serif";">Two guys and a dream</span></b></div>
<div class="MsoNormal" style="line-height: normal;">
<b><span style="font-family: "Verdana","sans-serif";"><br /></span></b></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">Home
Depot started out in 1978 with two guys who had a dream to create a superstore
that would offer a huge variety of merchandise at great prices and with a
highly trained staff. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXMKdO04_oKhnrpToCf8LejRqo56jtN2gwMHs-Q5Fed3IWkoxWrU3_woaJtXAOpmpf740o9O6lO8IFx4scitIcPma8WrpQ2k6VkmpdA8r2ZxwxEm87S2_7aefx7G5oB6TjhyS2hgAgFHdV/s1600/HDHistory.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="654" data-original-width="804" height="260" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXMKdO04_oKhnrpToCf8LejRqo56jtN2gwMHs-Q5Fed3IWkoxWrU3_woaJtXAOpmpf740o9O6lO8IFx4scitIcPma8WrpQ2k6VkmpdA8r2ZxwxEm87S2_7aefx7G5oB6TjhyS2hgAgFHdV/s320/HDHistory.jpg" width="320" /></a></div>
<div class="MsoNormal" style="line-height: normal; text-align: center;">
<span style="font-family: Verdana, sans-serif; font-size: 9pt;">Image source: Home Depot</span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">Now
Home Depot is the world’s largest home improvement retailer, a Dow component
with more than 2,200 stores in three countries filled with stuff every
homeowner needs. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">And
what made standing in that line even better was knowing that a small piece of
that man’s $1,000+ purchase would land in the pockets of individual investors,
just like you and me. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">Plus
after the hurricane passes, he and thousands of others will be back. They’ll
need things they can’t buy at Wal-Mart and Target, such as: face masks,
sledgehammers, crowbars, plastic buckets, wheelbarrows, flooring, shovels, and
sheetrock. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<b><span style="font-family: "Verdana","sans-serif";"><br /></span></b></div>
<div class="MsoNormal" style="line-height: normal;">
<b><span style="font-family: "Verdana","sans-serif";">Get paid to wait<o:p></o:p></span></b></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">As
investors, we all want to see our picks go up in value. But what I love about
stocks like HD is that they pay you to wait. In fact, Home Depot has been consistently
paying dividends since 2000. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">Currently
that dividend is $3.56 yielding 2.2%, which is slightly higher than the DIA’s
2.1% and the SPY’s 1.9%. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">You
can see in the chart below the share growth over the past 8 years. During the
recession Home Depot cut back by discontinuing new store construction, closing
15 U.S. big box stores, and canceling 50 future store openings. Yet the company
endured. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
</div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">Since
then shares have soared, and the trend is clearly upward. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgl5cC0XYqUjPk1PUj0VEXW5pFwkLsAyi_vONcuh7G5YqxWKAYSSRmkrhvgveDlGZWCrWTbqxqSo85c6ttJ7f3dUjXexpxQWRbAE8SXOvvNHtBicJFzGd72uH-2GX1dvZ4SJLRtnfeLwHnN/s1600/HDstockchart.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="410" data-original-width="1160" height="113" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgl5cC0XYqUjPk1PUj0VEXW5pFwkLsAyi_vONcuh7G5YqxWKAYSSRmkrhvgveDlGZWCrWTbqxqSo85c6ttJ7f3dUjXexpxQWRbAE8SXOvvNHtBicJFzGd72uH-2GX1dvZ4SJLRtnfeLwHnN/s320/HDstockchart.JPG" width="320" /></a></div>
<div class="MsoNormal" style="line-height: normal; text-align: center;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: x-small;">Chart source: TD Ameritrade</span><span style="font-size: 9pt;"><o:p></o:p></span></span></div>
<div class="MsoNormal" style="line-height: normal;">
</div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">Rebuilding
from the deluge of recent natural disasters will certainly boost sales and
profits. Longer term, the demand for housing is on the rise according to the
National Association of Home Builders. </span></div>
<div class="MsoNormal" style="line-height: normal;">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEht5QV4KiEia7TZYaZOLBj7jSkM333no9dxGOI3AXffM-chvIcTDdS4v3dVyFFP_LHcM7phcM7rAJ2nuW0ce-7F9TO1yvLFs1M9nMpYf5v_FjbP3OSVdKERttv4MvdjY_kRBLdpHkODP2m7/s1600/HousingForecast.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="534" data-original-width="923" height="185" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEht5QV4KiEia7TZYaZOLBj7jSkM333no9dxGOI3AXffM-chvIcTDdS4v3dVyFFP_LHcM7phcM7rAJ2nuW0ce-7F9TO1yvLFs1M9nMpYf5v_FjbP3OSVdKERttv4MvdjY_kRBLdpHkODP2m7/s320/HousingForecast.JPG" width="320" /></a></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">Moreover,
according to Zacks, </span><span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Arial;">Home Depot has some of the strongest comparable
store sales in the entire industry. Last quarter, sales and earnings reached
historic highs. At the same time, online sales grew 23% and represented more
than 6% of total sales. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Arial;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Arial;">Stock buybacks are on the rise too, which is a good
thing for shareholders ... <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Arial;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif"; mso-bidi-font-family: Arial;">Home Depot bought back 17.3 million shares for $2.6
billion last quarter. That took year-to-date buybacks to $3.9 billion. Management
raised its fiscal 2017 buyback target from $5 billion to $7 billion.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">Shares
continue to hit new highs and are up about 24% so far this year. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
<b><span style="font-family: "Verdana","sans-serif";"><br /></span></b></div>
<div class="MsoNormal" style="line-height: normal;">
<b><span style="font-family: "Verdana","sans-serif";">Is this the time to
buy HD?<o:p></o:p></span></b></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">I’ve
owned HD since 2007. And in my opinion it’s a solid company with a track record
of consistent growth and competitive dividends and worth considering for your
portfolio. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal;">
</div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">So if you do decide to pick up some HD shares, the next time you’re stuck at Home
Depot behind a line of shoppers loading up on home supplies, don’t be impatient
… SMILE … you’re getting paid to wait. <o:p></o:p></span></div>
Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-67353752128240050412017-10-07T09:55:00.000-04:002017-10-07T09:55:03.094-04:00No love allowed here ...<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjuMk-0CBLWr4L-wy4AebrZ5D_i-uLZxe29kXTtkjc4L-lDHbNgxLc8Tbwod1XQR5lngq383rgXONn9qH_EzceicRh8y5p9HFIc_q9HDzx50dNtK3IO4q8nsN4L7Qj4omUn7LMZ0eMmVhsw/s1600/NoLoveHere.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="640" data-original-width="960" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjuMk-0CBLWr4L-wy4AebrZ5D_i-uLZxe29kXTtkjc4L-lDHbNgxLc8Tbwod1XQR5lngq383rgXONn9qH_EzceicRh8y5p9HFIc_q9HDzx50dNtK3IO4q8nsN4L7Qj4omUn7LMZ0eMmVhsw/s320/NoLoveHere.jpg" width="320" /></a></div>
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">What's wrong with a little love? A lot, according to Washington bureaucrats. </span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">For the full story on what the FDA has against a small bakery and their secret ingredient, <a href="https://www.forbes.com/sites/brucelee/2017/10/04/fda-tells-bakery-that-love-is-not-an-ingredient/#57b9c88775fb">click here</a>. </span>Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-76913127575845271262017-09-21T10:43:00.000-04:002017-09-21T10:43:29.997-04:00Bottom feeding, blood sucking lawyers at it again ...<span style="background-color: white; color: #1d2129; font-family: Helvetica, Arial, sans-serif; font-size: 14px;">Bottom feeding, blood sucking lawyers going after the deep pockets of one of my favorite stocks: NEE …</span><br />
<span style="background-color: white; color: #1d2129; font-family: Helvetica, Arial, sans-serif; font-size: 14px;"><br /></span>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjhNaWdiaYbbxnNTEYnwUpe3UjFbase6xti70hy-F3S9rTXVbj94QUQiAQOD2vEefGuznJbsEV_XtwdbKsXiCJeWdYiB7eqEZAbOT3WDCvXj_XgEyoAq9SbQx8W4abawEkFTBWr-Mr5CyZ5/s1600/FPL.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="444" data-original-width="874" height="162" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjhNaWdiaYbbxnNTEYnwUpe3UjFbase6xti70hy-F3S9rTXVbj94QUQiAQOD2vEefGuznJbsEV_XtwdbKsXiCJeWdYiB7eqEZAbOT3WDCvXj_XgEyoAq9SbQx8W4abawEkFTBWr-Mr5CyZ5/s320/FPL.JPG" width="320" /></a></div>
<br />
<a href="http://www.palmbeachpost.com/business/after-hurricane-irma-lawsuit-filed-against-fpl-over-power-outages/MBQ5ZDzRiKDalHebv2D4VJ/">Click here</a> for the full story.Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-46054216751155486792017-06-07T09:17:00.000-04:002017-06-07T09:17:48.986-04:00Healthcare costs delaying retirement? <div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGeb4vFOIJaDtQRvRrQzEBy4FcUVpptFzkfJ0r9K1-9iS84nQKF5iPPrvXtK4JJapHk4kDFHmwt-OTljWPLOiVqtOT6LZLAkKiL1QGh35UM30ueQSNg2irQtHAbKGroCXtOOxFnn9EaqnS/s1600/Isla-Colon-Bocas-del-Toro-Panama.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="397" data-original-width="800" height="158" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGeb4vFOIJaDtQRvRrQzEBy4FcUVpptFzkfJ0r9K1-9iS84nQKF5iPPrvXtK4JJapHk4kDFHmwt-OTljWPLOiVqtOT6LZLAkKiL1QGh35UM30ueQSNg2irQtHAbKGroCXtOOxFnn9EaqnS/s320/Isla-Colon-Bocas-del-Toro-Panama.jpg" width="320" /></a></div>
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<span style="font-family: "Verdana","sans-serif";">If
the price of healthcare in the U.S. is preventing you from retiring, check out
these <a href="https://internationalliving.com/health-insurance-coverage-little-80-dollars-month-overseas/">five destinations from <i>International Living</i></a> and make your retirement dream a reality. <o:p></o:p></span></div>
<br />
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<span style="font-family: Verdana, sans-serif;">And
look which one is on the top of the list? My favorite travel spot: Costa Rica. </span><span style="font-family: Verdana, sans-serif;"> </span></div>
Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-53284520828032341322017-05-31T09:34:00.000-04:002017-05-31T09:34:48.433-04:00Obamacare, Trumpcare … either way you win with this tax break!<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi58orjJIAmEJjqAp3ntu9LYRJ-nT-DV4lalRdaefib6S_z-aP25Z8hC4XbNbAvPnndfhL6IBmaxv_nFo3HUz8OglrY_R8mF2NayTXs53srV8DXBFD5XGmPa0FsufRLHWOG-FCZUzF13wy0/s1600/ObamaTrump.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="514" data-original-width="800" height="205" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi58orjJIAmEJjqAp3ntu9LYRJ-nT-DV4lalRdaefib6S_z-aP25Z8hC4XbNbAvPnndfhL6IBmaxv_nFo3HUz8OglrY_R8mF2NayTXs53srV8DXBFD5XGmPa0FsufRLHWOG-FCZUzF13wy0/s320/ObamaTrump.jpg" width="320" /></a></div>
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<span style="font-family: Verdana, sans-serif; font-size: 11pt;">Congress
and President Trump continue battling over replacing Obamacare (ACA) with the
American Health Care Act (AHCA).</span></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">The
House narrowly passed its version, 217 to 213, on May 4. Now it’s with the
Senate where resistance is building from both sides of the aisle. <o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">Several
senators have cited the CBO’s estimate that the AHCA would lead to 23 million
more Americans uninsured by 2026. What’s more, insurers could charge less-healthy
people higher premiums. <o:p></o:p></span></div>
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<br /></div>
<div class="MsoNormal">
<span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">The
report also found that </span><span style="background: white; font-family: "Verdana","sans-serif"; font-size: 11.0pt; mso-bidi-font-family: Arial;">effective 2019, the GOP plan would
"directly alter the premiums faced by different age groups, substantially
reducing premiums for young adults and raising premiums for older people."<span class="apple-converted-space"> <o:p></o:p></span></span></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">However,
the majority of both sides agree one point: <o:p></o:p></span></div>
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<b><span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">Keeping Health
Savings Accounts <o:p></o:p></span></b></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">Health
Savings Accounts</span><!--[if supportFields]><span style='font-size:11.0pt;
font-family:"Verdana","sans-serif"'><span style='mso-element:field-begin'></span>
XE "Health Savings Accounts" </span><![endif]--><!--[if supportFields]><span
style='font-size:11.0pt;font-family:"Verdana","sans-serif"'><span
style='mso-element:field-end'></span></span><![endif]--><span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;"> (HSAs) were created by the Medicare</span><!--[if supportFields]><span
style='font-size:11.0pt;font-family:"Verdana","sans-serif"'><span
style='mso-element:field-begin'></span> XE "Medicare" </span><![endif]--><!--[if supportFields]><span
style='font-size:11.0pt;font-family:"Verdana","sans-serif"'><span
style='mso-element:field-end'></span></span><![endif]--><span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;"> bill President George W. Bush signed on Dec.
8, 2003. They’re designed to help individuals save for qualified medical expenses
that come with high-deductible health plans.<o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">Eligible
expenses include: doctor’s visits, prescription drugs, dental care, long-term
care insurance premiums, COBRA premiums; and Medicare Part B, Part D, and
Medicare Advantage premiums.<o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">HSAs
give you a rare triple tax break: <o:p></o:p></span></div>
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<div class="MsoNormal" style="margin-left: .25in;">
<span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">1. A tax deduction</span><!--[if supportFields]><span
style='font-size:11.0pt;font-family:"Verdana","sans-serif"'><span
style='mso-element:field-begin'></span> XE "tax deduction" </span><![endif]--><!--[if supportFields]><span
style='font-size:11.0pt;font-family:"Verdana","sans-serif"'><span
style='mso-element:field-end'></span></span><![endif]--><span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;"> for the amount you put in. <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-left: .25in;">
<span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">2. The money can be invested and grows tax
free. <o:p></o:p></span></div>
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</div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">3. Withdrawals are tax-free when used to pay
qualified medical expenses. <o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">Just
because you have a high-deductible health plan doesn’t mean you qualify for a HSA
... <o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">Your
plan must have a deductible of at least $1,300 for individual coverage and
$2,600 for families. The maximum out-of-pocket for these plans are $6,550 for
individuals and $13,100 for families. <o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">You
can contribute up to $3,400 for single coverage, or up to $6,750 for family
coverage. <o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">Suppose
though, that you save nice chunk of money in a HSA while working but don’t have
many health care expenses in retirement? No problem. At age 65 or older you can
take taxable withdrawals and use the money for anything you want.</span><span style="font-family: Verdana, sans-serif; font-size: 11pt;"> </span></div>
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<span style="font-family: "Verdana","sans-serif"; font-size: 11.0pt;">For
further details, see <a href="https://www.irs.gov/pub/irs-pdf/p969.pdf">IRS
Publication 969</a>. <o:p></o:p></span></div>
Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-61175476135741928532017-05-17T10:51:00.002-04:002017-05-17T10:51:58.087-04:00Experts expecting surge in demand for luxury senior housing<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi09yR-aNy4GEjK0JLKsI732F9qLYtHtnJz4N5crEKTjEcJpm4CiWybxTha2mli0eSjL3WVgMxNwvRYLCtVY3B70pyEcmyTuHJTjjxM4ueCwhiCjkY1lCkLI02DNmMx9gfzRkH0oei_YH6F/s1600/LTC_REIT.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="133" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi09yR-aNy4GEjK0JLKsI732F9qLYtHtnJz4N5crEKTjEcJpm4CiWybxTha2mli0eSjL3WVgMxNwvRYLCtVY3B70pyEcmyTuHJTjjxM4ueCwhiCjkY1lCkLI02DNmMx9gfzRkH0oei_YH6F/s320/LTC_REIT.JPG" width="320" /></a></div>
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<span style="font-family: "verdana" , sans-serif;">Demand
for high-end senior housing is poised to take off, according to a recent
article in <i>National Real Estate Investor</i>.
<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;"><span style="background: white; color: #222222;"><br /></span></span></div>
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<span style="font-family: "verdana" , sans-serif;"><span style="background: white; color: #222222;">Charles Bissell, managing director of valuation
and advisory services with commercial real estate services firm JLL, based in
Richardson, Texas said, </span><o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;"><span style="background: white; color: #222222;"><br /></span></span></div>
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<span style="font-family: "verdana" , sans-serif;"><span style="background: white; color: #222222;">“It is a strong sector right now, and it</span><span class="apple-converted-space"> really all goes back to the health of the
economy and the health of the housing market. When seniors have the ability to
sell their houses and generate significant proceeds from those sales, they are
a lot more bullish about going into a luxury community.”</span><o:p></o:p></span></div>
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<span style="background: white; color: #222222;"><span style="font-family: "verdana" , sans-serif;"><br /></span></span></div>
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<span style="background: white; color: #222222;"><span style="font-family: "verdana" , sans-serif;">[You can read the <a href="http://www.nreionline.com/seniors-housing/despite-accelerated-building-seniors-housing-still-waiting-pick-demand?utm_rid=CPG09000007846881&utm_campaign=9485&utm_medium=email&elq2=4d69661b40524d7aa9657522dc40c197">full
article here</a>.]<o:p></o:p></span></span></div>
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<span style="background: white; color: #222222;"><span style="font-family: "verdana" , sans-serif;"><br /></span></span></div>
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<span style="background: white; color: #222222;"><span style="font-family: "verdana" , sans-serif;">One REIT that I like in this sector is LTC
Properties, Inc. (LTC). The company builds and now operates more than 200 seniors
housing and health care properties across the U.S. <o:p></o:p></span></span></div>
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<span style="background: white; color: #222222;"><span style="font-family: "verdana" , sans-serif;"><br /></span></span></div>
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<span style="background: white; color: #222222;"><span style="font-family: "verdana" , sans-serif;">For the first quarter of 2017, the company
reported income of 78 cents per share, which was in line with analysts’
expectations. <o:p></o:p></span></span></div>
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<span style="background: white; color: #222222;"><span style="font-family: "verdana" , sans-serif;"><br /></span></span></div>
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<span style="background: white; color: #222222;"><span style="font-family: "verdana" , sans-serif;">I bought shares of LTC in Sept. 2014 for $39.
They’re now selling for about $47. Over the past 52 weeks, prices have ranged
from $43-$54. But with a 4.82% yield, plus the upcoming demand for their
product, I don’t mind waiting for a comeback. <o:p></o:p></span></span></div>
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<span style="background: white; color: #222222;"><span style="font-family: "verdana" , sans-serif;">Until next time, <o:p></o:p></span></span></div>
<br />
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<span style="background-color: white; color: #222222; font-family: verdana, sans-serif;">George</span></div>
Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-34303416848528127402017-05-16T10:00:00.004-04:002017-05-16T10:00:50.435-04:00You’re on Medicaid? Get to the end of the line!<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjb9NYy3QE4t0i94WtEPdFTsNTzqXvFnOMOgTTV7TC3fqiDXXtrCunmjQLvOFqxHxdBtbg3-EVt0ffBWgRvCZ4P882ZEMjla9ZPBuPRwT8EeLP9SZoRw5Pe-FpMwc_u2V_tFgNWw9Q3FTz7/s1600/MedicaidWait.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="150" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjb9NYy3QE4t0i94WtEPdFTsNTzqXvFnOMOgTTV7TC3fqiDXXtrCunmjQLvOFqxHxdBtbg3-EVt0ffBWgRvCZ4P882ZEMjla9ZPBuPRwT8EeLP9SZoRw5Pe-FpMwc_u2V_tFgNWw9Q3FTz7/s200/MedicaidWait.jpg" width="200" /></a></div>
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<span style="font-family: "verdana" , "sans-serif"; mso-bidi-font-family: Arial;">A new study found that Medicaid patients have
slightly longer waits at medical appointments than those with private insurance.
<o:p></o:p></span></div>
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<span style="font-family: "verdana" , "sans-serif"; mso-bidi-font-family: Arial;"><a href="http://www.medicinenet.com/script/main/art.asp?articlekey=203480">You can find it here. </a></span><span style="font-family: "verdana" , "sans-serif";"><o:p></o:p></span></div>
Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-14450562898758707392017-05-12T10:54:00.000-04:002017-05-12T10:55:52.545-04:00Double-dipper nabbed! <div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjFMEi_OOqlEl1qNOIo531Q7G2vVCcEKLlcNGljm3NUnY7oxT9hJ7e5BYoAY7t1R-8JB35rAmkA1r0ucODXFXelI7hpVqF7NhFwAnEQDrhsdexgKhaLUgGVaaNzXDQRUe34IGRMpYNGuZEg/s1600/DoubleDipper.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="172" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjFMEi_OOqlEl1qNOIo531Q7G2vVCcEKLlcNGljm3NUnY7oxT9hJ7e5BYoAY7t1R-8JB35rAmkA1r0ucODXFXelI7hpVqF7NhFwAnEQDrhsdexgKhaLUgGVaaNzXDQRUe34IGRMpYNGuZEg/s320/DoubleDipper.JPG" width="320" /></a></div>
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<span style="font-family: "verdana" , "sans-serif";">I
wrote about Section 8 housing <i><a href="https://www.amazon.com/What-BEFORE-Becoming-Greedy-Landlord/dp/1634908775/ref=sr_1_1?ie=UTF8&qid=1494600170&sr=8-1&keywords=what+you+must+know+before+becoming+a+greedy+landlord">In What You Must Know BEFORE Becoming a Greedy Landlord</a></i>. And I gave some of the
advantages and disadvantages to consider before you jump into that market.</span></div>
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<span style="font-family: "verdana" , "sans-serif";"><a href="http://www.nbcmiami.com/news/local/Landlord-Accused-of-Getting-Paid-Twice-for-Same-Apartments-421936313.html">This landlord in Miami</a> allegedly found a way to make even more money off his Section
8 rentals … easy but not one I’d recommend. <o:p></o:p></span></div>
Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-67525454157310426292017-05-05T08:31:00.001-04:002017-05-05T08:31:17.902-04:00Where to buy …and where NOT to buy … your next rental<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUZH4bijE0dAXBK159RmRp_alwZxzYfk0pB3f9T195GsZ4D7aJgTIICtoZvx5Lydz2qJVtcyzqKXKB7q9u-9MpDBFXrWT3YeGeHDpT2MukGExVLUWJIGYedbZFkxcIsV85yyATlYDixufJ/s1600/single-family-homes-aerial-2.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="166" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUZH4bijE0dAXBK159RmRp_alwZxzYfk0pB3f9T195GsZ4D7aJgTIICtoZvx5Lydz2qJVtcyzqKXKB7q9u-9MpDBFXrWT3YeGeHDpT2MukGExVLUWJIGYedbZFkxcIsV85yyATlYDixufJ/s320/single-family-homes-aerial-2.png" width="320" /></a></div>
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<span style="font-family: Verdana, sans-serif; font-size: 11pt;">Despite
rising prices throughout the country, investors are still finding attractive
places to buy single-family rental properties. And this article from <i><a href="http://www.nreionline.com/single-family-housing/best-places-buy-single-family-rentals">National Real Estate Investor</a> </i>tells you
where. <o:p></o:p></span></div>
Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-12275968908970156622017-04-24T06:40:00.002-04:002017-04-24T06:40:57.363-04:00Solid returns for landlords expected in 2017<div class="MsoNormal" style="line-height: normal;">
<span style="font-family: "Verdana","sans-serif";">Report
shows that single-family rentals should continue to give investors strong
returns in many parts of the country.</span></div>
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<span style="font-family: "Verdana","sans-serif";"><br /></span></div>
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<span style="font-family: "Verdana","sans-serif";"><a href="http://rismedia.com/2017/03/26/ranking-best-markets-single-family-rental-investors/#close">For the best markets, click here. </a> <o:p></o:p></span></div>
Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-59810276054489339802017-04-19T11:36:00.004-04:002017-04-19T11:36:28.590-04:00Would your tenants hide damage from you?<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Verdana","sans-serif";">A survey in the UK
found that 27% of tenants wouldn’t tell their landlords about major damage to
their rental properties. And most would opt to repair it themselves. <o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif";">It would be
interesting to see a similar survey in the U.S. because my experience is not
that favorable. <o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif";"><a href="https://residentiallandlord.com/1-4-tenants-hide-property-damage-landlord/">You can find the survey from across the Pond here. </a><o:p></o:p></span></div>
Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-548742138445334822017-04-19T08:43:00.003-04:002017-04-19T08:43:33.731-04:00App offers better way renters can connect with landlordsAccording to its developers, this app <span style="font-family: "Times New Roman", serif; font-size: 12pt;">can improve cash flow, save time,
and keep tenants happy. </span><br />
<span style="font-family: "Times New Roman", serif; font-size: 12pt;"><br /></span>
<span style="font-family: "Times New Roman", serif; font-size: 12pt;"><a href="https://techcrunch.com/2017/03/23/zently-renters-app/">Click here to read all about it. </a></span>Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-22588278405385692742017-03-22T08:02:00.003-04:002017-03-22T08:02:47.565-04:00While you're planning that summer vacation ... <span style="background-color: white; color: #1d2129; font-family: Helvetica, Arial, sans-serif; font-size: 14px;">Thinking of taking a trip this summer? <a href="http://www.wealthmanagement.com/high-net-worth/10-most-expensive-cities-world-2017/gallery?slide=1">Better compare the prices in these top 10 hot spots.</a></span><br />
<span style="background-color: white; color: #1d2129; font-family: Helvetica, Arial, sans-serif; font-size: 14px;"><br /></span>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBGLNfYWkVuUlp6uj76KD2mmDKeOf0YllI4Sdl_OdlONbIFaWedm7qWbyK-_O1EQ0suE8rx1BJJ4qDVYVxr3_i9sN-nCZfT_iNqI8354T49dePzOZHousTEKGWkUkXvjGL6_3ziaZqxJpz/s1600/TopMostExpensiveCities.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="174" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBGLNfYWkVuUlp6uj76KD2mmDKeOf0YllI4Sdl_OdlONbIFaWedm7qWbyK-_O1EQ0suE8rx1BJJ4qDVYVxr3_i9sN-nCZfT_iNqI8354T49dePzOZHousTEKGWkUkXvjGL6_3ziaZqxJpz/s320/TopMostExpensiveCities.JPG" width="320" /></a></div>
<br />Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-44312230169971121682017-03-13T08:51:00.000-04:002017-03-13T08:51:29.856-04:00What kind of insurance do landlords need? <div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Verdana","sans-serif";">In <i><a href="https://www.amazon.com/What-BEFORE-Becoming-Greedy-Landlord/dp/1634908775/ref=sr_1_1?ie=UTF8&qid=1489409320&sr=8-1&keywords=what+you+must+know+before+becoming+a+greedy+landlord">What
You Must Know BEFORE Becoming a Greedy Landlord</a></i> I wrote that you should
let your insurance company know that you are renting out your property. I also
said that a good umbrella liability insurance policy
can protect you even better if you have several properties. <o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">Here is a
helpful article that further explains insurance for landlords.<o:p></o:p></span></div>
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<a href="http://www.huffingtonpost.com/entry/landlord-insurance-101-a-guide-to-rental-property_us_58c30c6ce4b070e55af9eea6"><span style="font-family: "Verdana","sans-serif";">http://www.huffingtonpost.com/entry/landlord-insurance-101-a-guide-to-rental-property_us_58c30c6ce4b070e55af9eea6</span></a><span style="font-family: Verdana, sans-serif;"> <o:p></o:p></span></div>
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Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-48844748408680874822017-02-28T13:05:00.000-05:002017-02-28T13:05:45.178-05:00Why landlords should watch for pot growers ...<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "verdana" , "sans-serif";">In <i><a href="https://www.amazon.com/What-BEFORE-Becoming-Greedy-Landlord/dp/1634908775/ref=sr_1_1?s=books&ie=UTF8&qid=1488304356&sr=1-1&keywords=what+you+must+know+before+becoming+a+greedy+landlord">What You Must Know BEFORE Becoming a Greedy Landlord</a></i>, I wrote:<o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">“… keep an </span><span style="font-family: "verdana" , "sans-serif";">eye out for tell-tale signs that
your rental is being used as a cannabis</span><!--[if supportFields]><span
style='font-family:"Verdana","sans-serif"'><span style='mso-element:field-begin'></span>
XE "cannabis" </span><![endif]--><!--[if supportFields]><span
style='font-family:"Verdana","sans-serif"'><span style='mso-element:field-end'></span></span><![endif]--><span style="font-family: "verdana" , "sans-serif";"> farm. <span class="apple-converted-space"><span style="background: white;">A </span></span><span style="background: white;">home
used as a cannabis farm can cause devastating damage to a property and can lead
to a voided insurance policy. Think I’m being paranoid? <o:p></o:p></span></span></div>
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<span style="background: white; font-family: "verdana" , "sans-serif";">“There have been
cases where ceilings and walls have been knocked through, as well as houses
ruined by water damage and fires.<span class="apple-converted-space"> </span></span><span style="font-family: "verdana" , "sans-serif";"><br />
<br />
<span style="background: white;">“On top of financial costs, you could face legal
action if it can be proven that you were aware of criminal activities or
received money, including rent, as a result of illegal drug activity.” <o:p></o:p></span></span></div>
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<span style="background: white; font-family: "verdana" , "sans-serif";">And I provided a few ideas on what to look for.</span><span style="background-color: white; font-family: "verdana" , sans-serif;"> </span></div>
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<span style="background: white; font-family: "verdana" , "sans-serif";"><a href="http://www.cbc.ca/news/canada/british-columbia/go-public-medical-marijuana-landlord-tenant-insurance-pulled-1.3985875">Click here</a> for an example of a Canadian landlord who has paid a hefty
price and wishes he had acted sooner. </span> </div>
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Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-37310950892728862162017-02-21T10:04:00.003-05:002017-02-21T10:05:36.833-05:00One of the perils of being a landlord<div class="MsoNormal" style="background: white; line-height: 28.0pt; margin-bottom: 7.0pt; margin-left: 0in; margin-right: 0in; margin-top: 7.0pt; mso-outline-level: 1;">
<span style="color: #212121; font-family: "verdana" , "sans-serif"; mso-bidi-font-family: Helvetica; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt;">Pair killed landlord, lived with her body 2 weeks. <br /><a href="http://fox2now.com/2017/02/21/pair-killed-landlord-lived-with-her-body-2-weeks/">Click here</a> for the full story. <o:p></o:p></span></div>
Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-13030246093076400462017-02-06T11:16:00.000-05:002017-02-06T11:16:03.350-05:00Hearing from the locals ...<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjs2ayuigTWUq3Uee-lFLw4SIOQfEw7lhZI4U0ySIyj0ZZ1aOSJvv5Rnya10jMLqUckR8t_auvadPsRrhI7cUcDggu85gO3DDN5HEJ13yZ4ZyF-K-4gCLAQyX9BBlnxv0BHj2nqzPRJXSnE/s1600/Barbershop7.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjs2ayuigTWUq3Uee-lFLw4SIOQfEw7lhZI4U0ySIyj0ZZ1aOSJvv5Rnya10jMLqUckR8t_auvadPsRrhI7cUcDggu85gO3DDN5HEJ13yZ4ZyF-K-4gCLAQyX9BBlnxv0BHj2nqzPRJXSnE/s320/Barbershop7.jpg" width="320" /></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhEGfmremnml31zgMd6Ne0qafWer2EoKpVNjM1Qk4ckEiKKZjmIH7GNE9Zvti1bY03VhJYqTckSk_TJ8U0P-lWrAYH1w_dHX6-oakV_KfOBZU8YicCk77BhxJfNZG16xyvkl_iK9lDGJiRe/s1600/Barbershop4.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhEGfmremnml31zgMd6Ne0qafWer2EoKpVNjM1Qk4ckEiKKZjmIH7GNE9Zvti1bY03VhJYqTckSk_TJ8U0P-lWrAYH1w_dHX6-oakV_KfOBZU8YicCk77BhxJfNZG16xyvkl_iK9lDGJiRe/s320/Barbershop4.jpg" width="320" /></a></div>
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Stopping by a small barbershop in Havana gave me a chance to hear from the
locals about the economic issues they face and what they think of our new
president. </div>
Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-41867904386535346062016-12-09T15:47:00.000-05:002016-12-09T15:51:41.509-05:00Writer's Digest book review ...<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhI9Gw8L-ZeNZsLRgHccpV3rkKEXTSjfs3ghihqeo1QpbgncydalTV7tRmVtjw2fFiWuQUo8S_jtkwRvOdyw_GBocOdKFSaefN0m7u5i6TpsgyTxlsJeS05xgPWmKVj4Uxiuj2eSUZ5yM3A/s1600/WritersDigestContest.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="93" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhI9Gw8L-ZeNZsLRgHccpV3rkKEXTSjfs3ghihqeo1QpbgncydalTV7tRmVtjw2fFiWuQUo8S_jtkwRvOdyw_GBocOdKFSaefN0m7u5i6TpsgyTxlsJeS05xgPWmKVj4Uxiuj2eSUZ5yM3A/s320/WritersDigestContest.jpg" width="320" /></a></div>
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<span style="font-family: "verdana" , "sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">I
entered <i><a href="https://www.amazon.com/What-BEFORE-Becoming-Greedy-Landlord/dp/1634908775/ref=sr_1_1?ie=UTF8&qid=1449577895&sr=8-1&keywords=what+you+must+know+before+becoming+a+greedy+landlord">What You Must Know BEFORE Becoming a Greedy Landlord</a></i> in the 24th Annual Writer’s Digest
Self-Published Book Awards contest. <o:p></o:p></span></div>
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<b><span style="font-family: "verdana" , "sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Here
is Judge #87’s Commentary:</span></b><span style="font-family: "verdana" , "sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="font-family: "verdana" , "sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">The
writer’s tone and amusing (though often, if you think about it carefully, very
depressing) anecdotes make this book fun to read, even for a reader who has no
interest in owning rental properties. <o:p></o:p></span></div>
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<span style="font-family: "verdana" , "sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">My
favorite parts of the book are the pieces of practical advice I wouldn’t have
thought of myself (such as driving by a potential rental property at night and
not buying property more than 10 miles away from where you live yourself),
along with the stories of terrible tenants and common mistakes.<o:p></o:p></span></div>
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<span style="font-family: "verdana" , "sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">I’m
wondering how many renters really like the idea of the landlord visiting
monthly to replace the air-conditioning filters, and whether this is really a
common practice among landlords.<o:p></o:p></span></div>
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<span style="font-family: "verdana" , "sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">The
writer is very frank throughout most of the book; a place where I would suggest
more frankness is on just what the potential landlord should have going for him
or her before getting into the business. How much cash money does the
potential landlord really need? How much in the way of skills? <o:p></o:p></span></div>
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<span style="font-family: "verdana" , "sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">For
example, the writer says he was able to repaint a whole house in two-and-a-half
days and then re-carpet it in just a few more. This suggests a great deal
of skill on his part. </span><span style="font-family: "verdana" , sans-serif;"> </span></div>
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<span style="font-family: "verdana" , "sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">Is
it worth it for a new landlord to get into the business at all if he or she is
not prepared to do those things?<o:p></o:p></span><br />
<span style="font-family: "verdana" , "sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"><br /></span>
<span style="font-family: "verdana" , "sans-serif"; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">*****</span><br />
<span style="font-family: verdana, sans-serif;"><a href="https://www.amazon.com/What-BEFORE-Becoming-Greedy-Landlord/dp/1634908775/ref=sr_1_1?ie=UTF8&qid=1449577895&sr=8-1&keywords=what+you+must+know+before+becoming+a+greedy+landlord">Click here</a> to get your copy. </span><br />
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Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-60783146446568511662016-09-12T11:39:00.000-04:002016-09-12T11:39:47.918-04:0065% of UK landlords live close to investment<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRy0pjeaTeyxGNVgEzZclhTCLGl3cxyFlsCNd8oKvG7nGVRUY7_ZubwYIlkEJCH8Y_wjnG3Hw3_tUGh9ISrYVKF27YBXZ_2qj3ZLKvcap8eGyr41igwnn95mIRYPATKtY_2QZzAGUhG2Rn/s1600/UKrentals.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="212" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRy0pjeaTeyxGNVgEzZclhTCLGl3cxyFlsCNd8oKvG7nGVRUY7_ZubwYIlkEJCH8Y_wjnG3Hw3_tUGh9ISrYVKF27YBXZ_2qj3ZLKvcap8eGyr41igwnn95mIRYPATKtY_2QZzAGUhG2Rn/s320/UKrentals.jpg" width="320" /></a></div>
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<span style="font-family: "Verdana","sans-serif";">In
<i><a href="https://www.amazon.com/What-BEFORE-Becoming-Greedy-Landlord/dp/1634908775/ref=sr_1_1?ie=UTF8&qid=1473694430&sr=8-1&keywords=what+you+must+know+before+becoming+a+greedy+landlord">What
You Must Know BEFORE Becoming a Greedy Landlord</a></i>, I gave readers the 6
important rules I’ve learned when looking for something to buy. <o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif";">My
#1 rule: Stay within 10 miles of your home. <o:p></o:p></span></div>
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<span style="font-family: "Verdana","sans-serif";">And
a new survey found that 65% of landlords from across the pond agree with me!</span></div>
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<a href="https://landlordnews.co.uk/two-thirds-landlords-live-within-ten-miles-investment/" style="font-family: Verdana, sans-serif;">Click here</a><span style="font-family: Verdana, sans-serif;"> to read more of the survey’s results. </span></div>
Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-73482179907146753242016-09-06T11:54:00.000-04:002016-09-06T11:54:54.121-04:00Repair vs. Improvement<div class="MsoNormal" style="background: white;">
<span style="font-family: Verdana, sans-serif;">A reader sent the following question …<o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">Dear Sir:<o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">I just finished reading <i><a href="https://www.amazon.com/What-BEFORE-Becoming-Greedy-Landlord/dp/1634908775/ref=sr_1_1?ie=UTF8&qid=1473177107&sr=8-1&keywords=what+you+must+know+before+becoming+a+greedy+landlord">What You Must Know BEFORE Becoming a Greedy Landlord</a>,</i> which is an excellent resource for potential and current
landlords. <o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">My question concerns repairs
versus improvements. <o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">If a repair cannot be made and an item
must be replaced for safety reasons, does that still count as an improvement?<o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">The item in question is a set of
concrete steps that have broken away from the foundation and cannot be
repaired. The steps are dangerous and need to be replaced before we can rent
the house out.<o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">Thank you!<o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">John<o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">***<o:p></o:p></span></div>
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<span style="font-family: Verdana, sans-serif;">My answer: <span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial;"><o:p></o:p></span></span></div>
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<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Verdana, sans-serif;">Hi John,</span><span style="font-family: Verdana, sans-serif;"><o:p></o:p></span></div>
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<br /></div>
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<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Verdana, sans-serif;">With the tax code,
much depends on how you interpret it.</span><span style="font-family: Verdana, sans-serif;"><o:p></o:p></span></div>
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<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Verdana, sans-serif;">Here’s what it says
regarding repairs:</span><span style="font-family: Verdana, sans-serif;"><o:p></o:p></span></div>
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<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Verdana, sans-serif;">“You can deduct the
cost of repairs that you make to your rental property. A repair keeps your
property in good operating condition and does not materially add value to the
property. Examples are painting, fixing leaks and replacing broken doors or
other parts of the rental property.</span><span style="font-family: Verdana, sans-serif;">”<o:p></o:p></span></div>
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<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Verdana, sans-serif;"><a href="https://www.irs.gov/pub/irs-pdf/p527.pdf" target="_blank">https://www.irs.gov/pub/irs-pdf/p527.pdf</a></span><span style="font-family: Verdana, sans-serif;"><o:p></o:p></span></div>
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<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Verdana, sans-serif;">So if I were you, I’d
classify your new steps as a repair and deduct the full cost.</span><span style="font-family: Verdana, sans-serif;"><o:p></o:p></span></div>
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<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Verdana, sans-serif;">Good luck!</span><span style="font-family: Verdana, sans-serif;"><o:p></o:p></span></div>
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<span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; font-family: Verdana, sans-serif;">George</span><span style="font-family: Verdana, sans-serif;"><o:p></o:p></span></div>
Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0tag:blogger.com,1999:blog-8044106814263057616.post-35964465669124938842016-08-15T08:34:00.000-04:002016-08-15T08:34:40.342-04:00Seniors fuming over massive price hikes <div class="MsoNormal">
<span style="font-family: "Verdana","sans-serif";">Seniors say
they feel ‘scammed’ by MetLife and Unum. To learn why, <a href="http://www.mypalmbeachpost.com/news/news/seniors-say-they-feel-scammed-by-big-metlife-unum-/nsFTz/">click here</a>. <o:p></o:p></span></div>
Georgehttp://www.blogger.com/profile/13213954156302723373noreply@blogger.com0